APA Style

Makarim, Widya K., Aspoor, S. Jenina, Dwintara, Wisnu D., Cipto, David. (1996). Scenario Planning Beyond 2000 at Bank Niaga: a study on consumer banking in relation to technology changes . Jakarta: IPMI.

Chicago Style

Makarim, Widya K., Aspoor, S. Jenina, Dwintara, Wisnu D., Cipto, David. Scenario Planning Beyond 2000 at Bank Niaga: a study on consumer banking in relation to technology changes. Jakarta: IPMI, 1996. Text.

MLA Style

Makarim, Widya K., Aspoor, S. Jenina, Dwintara, Wisnu D., Cipto, David. Scenario Planning Beyond 2000 at Bank Niaga: a study on consumer banking in relation to technology changes. Jakarta: IPMI, 1996. Text.

Turabian Style

Makarim, Widya K., Aspoor, S. Jenina, Dwintara, Wisnu D., Cipto, David. Scenario Planning Beyond 2000 at Bank Niaga: a study on consumer banking in relation to technology changes. Jakarta: IPMI, 1996. Print.