Table of Contents:



Part 1. Planning your personal finances

1. Personal finance basics and the time value of money

Appendix : The time value of money

1. Financial aspects of career planning

Appendix : Resumes, cover letters, and interveiews

3. Money management strategy : financial statements and budgeting

4. Planning your tax strategy

Part 2. Managing your personal finances

5. Financial services : savings plans and payment

6. Introduction to consumer credit

7. Choosing a source of credit : the costs of credit alternatives

Part 3. Making your purchasing decisions

8. Consumer purchasing strategies and legal protection

9. The housing decision : factors and financees

Part 4. Insuring your financial resources

13. Investing fundamentals

14. Investing in stocks

15. Investing in mutual funds

17. Investing in real estate and other investment alternatives

Part 6. Controlling your financial future

18. Starting early : retirement planning

19. Estate planning

Appendixes

Appendix A. Financial planners and other financial planning information sources

Appendix B. Consumer agencies and organizations

Appendix C. Daily spending diary

Index