The clash of the cultures -- The double-agency society and the happy conspiracy -- The silence of the funds : why mutual funds must speak out on the governance of our nation's corporations -- The "mutual" fund culture : Stewardship gives way to salesmanship -- Are fund managers true fiduciaries? The stewardship quotient -- The index fund : the rise of the fortress of long-term investing and its challenge from short-term speculation -- America's retirement system--too much speculation, too little investment -- The rise, the fall, and the renaissance of Wellington Fund : a case study - investment wins, speculation loses -- Ten simple rules for investors and a warning for speculators.